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Along with the political and economic refor-ms and further social development in Chin-a, as well as the trends of economic globa-lization and marketization in the world as a whole, est-ablishing a complete credit syst-em becomes the important guarantee for complying with the international standards and effectively preventing various types of risks. Credit is the ”°passport”± essential to all the economic activities under the econo-mic globalization circumsta-nces and the corner stone in the market economy syst-em. We should establish a complete opera-tional mechanism of market economy and vigorously foster ”°Credit Government”±, ”°Credit Enterprise”± and ”°Credit Individual”±.

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